InsideHNE

Have you heard the news: "America's Best Health Plans" Ranks Health New England Sixth Best In the Nation

So here are six reasons to recommend HNE:

1

HNE earned the highest ratings in the country in the “Customer Service” composite measure in the Quality Compass®1 2008 report.
Visit www.ncqa.org for all the details.

2

We encourage our members to get the most out of their health care benefits: $0 preventive care visits; $150 annual fitness and Weight Watchers® reimbursement; numerous health programs to help our members achieve and maintain a healthy lifestyle; worksite wellness programs; our award winning HNE Whiz Kidz pediatric health series; our HNEPlus discount program with local businesses – we've got something for everyone! Check out the Healthy Directions pages on hne.com for more details.

Our Pharmacy benefit is better than ever, thanks to our new partnership with MedMetrics Health Partners. MedMetrics’ pro-active diagnostic approach means improved healthcare for our members and lower pharmacy costs. And, with HNE Plans, if a prescription drug costs less than the copay, the cost of the drug is all you pay. There are over 300 generic drugs on our formulary that cost less than $10.00, and of those 300 drugs, more than half cost less than $4.00!

4

We understand our community - after all, we're a local business, too. So we know that a one-size fits all approach doesn’t work for the businesses and municipalities of Western Ma. Compare all of our innovative products - HMOs, PPOs, HDHPs - on the Broker pages of hne.com.

5

Our premium rates for January 2009 are at their most competitive in the last 2 years. Call HNE Sales at 413-233-3535 or 1-800-842-4464 for more details.

6

Pick up the November 17 issue of U.S. News and Report. There you can read about our number six ranking out of 239 commercial health plans nation-wide according to the U.S. News & World Report/NCQA America's Best Health Plans 2008 survey.

Plus...

This year we've entered the Medicare Advantage Market so our members can stay with the same great coverage and service they're used to, even after they become eligible for Medicare.

We're proud of all we have to offer...

And we're looking for you to "give us the business!"

For more information about HNE and all of the products offered, please contact HNE Sales at 413-233-3535 or 1-800-842-4464.

1 Quality Compass® is a registered trademark of the National Committee for Quality Assurance (NCQA).