employer groups: PPO

See something you like? Follow the links at the Plan Names for more details.

 

PPO

 Plans

Premium PPO

HNE PPO Complete
In-Plan
Out-of-Plan
Up-front deductible N/A $1,000 per individual

$2,000 per family

per calendar year

Doctor’s Office

$0 Preventive Services

$20

20% after deductible
Emergency
(waived if admitted directly from ER)
$100 per visit $100 per visit

High Cost Diagnostics:

Diagnostic Imaging:
CT Scans, MRI, PET Scans

 

Sleep Studies

 

Genetic Testing: BRCA & Colaris

 

 

 

$75

 

 

 

20% after deductible

 

$75

20% after deductible

 

 

$75

 

20% after deductible
Outpatient Surgical $250 20% after deductible
Hospital Stay $500 20% after deductible
Out-of-Pocket Maximum $1,000 per individual

$2,000 per family

$3,000 per individual

$6,000 per family

Out-of-Pocket Maximum Includes: Services with a copayment of $250 or greater Deductible and 20% coinsurance
Prescription Drugs
HNE offers a PHCS version of this plan.  PHCS is a national PPO network of over 450,000 providers and 4,000 facilities to choose from.